- DDOR Novi Sad will be the first on the casco insurance market to perform risk allocation by insureds' municipalities, except in instances of insurance of leased vehicles, where the risk zone shall be determined based on the place of residence of the policyholder.
- Depending on the risk zone, discounts are up to 8%
Casco insurance covers damage to your vehicle, arising from the following risks:
Traffic accident (collision, impact, overturn, sliding, etc), regardless of the responsibility of the insured, the fall or impact of an object, fire, explosion, sudden external thermal or chemical action, thunderstrike, storm, hail, snow avalanche, aircraft fall, manifestations and demonstrations, unrestrained behaviour of third persons.
If you wish, your vehicle can be additionaly insured against risk of vehicle theft and defalcation.
In order to ensure optimal insurance of your vehicle, choose the following: the risks you wish to be covered, the type of deductible in damage coverage, as well as the payment mode for paying the insurance premium.
By combining the above parametres, the price of casco insurance can be suited to your needs and financial potentials.
Casco insurance premium bonuses are diverse and are determined on an anual level, based on the calculated premium.
| Number of consecutive years without realizing claim indemnification, with uninterrupted casco insurance period |
| 1 |
2 |
3 |
4 |
5 years and above |
| 15% |
30% |
40% |
45% |
50% |
Discount for insureds who have insured up to 5 cars |
Additional bonuses and discounts include:
| |
Discount on length of driving experience 5% |
| |
Discount for cash payment |
| |
Possibility of paying in monthly installments |
Along with CASCO MASTER insurance, DDOR IS GIVING AWAY SAFE-DRIVING TRAINING in NAVAK – National Drivers' Academy.
Free initial safe-driving training for all new DDOR clients, along with CASCO MASTER policy.
30% discount for all clients who renew their Casco Master policy during the promotional period.
Upon completed training, DDOR provides an additional 10% discount on premium for damage coverage on the ocassion of a traffic accident in every following year of casco insurance, for all natural persons and legal entities.
Regardless of the amount of time you have spent behind the steering wheel and your driving experience, when you find yourself in a critical situation, when life and death are a matter of seconds, you will react by instinct, not by reason. Only the driver who is ready for such a challenge will be able to save his life and the lives of others.
Accidents do not always happen to someone else – one out of every thirty drivers causes or is the victim of tragedy on our roads once a year. Do not become a statistical figure.
Safe-driving training gives you the opportunity to experience the most critical situations in realistic conditions, but in a completely safe manner, in the school's vehicle, not your own.
The knowledge gained by drivers enables them to recognize danger and react before anything even happens. Simultaneously, a driver learns how to emerge from a critical situation with the least possible amount of consequences, as well as how to use his own, as well as his car's potentials in the best possible way. The ultimate objective is to provide drivers with the experience that many have not lived to speak of, in a controlled environment.
National Drivers' Academy |
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