Insurance of contents

A choice of items that are used equip and decorate your household is a beautiful and permanent job to which you surely pay a lot of attention. Insurance of contents provides cover not only for items of practical use that are carefully chosen by you but also items for personal use and consumption.

What can be insured?

The subject matters of insurance in your household are:

• items used to decorate your flat as well as those for personal use and consumption,
• wall coverings, floors and ceilings,
• wall and joinery paints,
• doors and windows glass,
• money, securities,
• jewellery, works of art,
• personal liability caused to third persons.

What are your household items insured against?

The contents are protected against the following risks:

• fire and explosion,
• lightning,
• storm and hail,
• burglary and robbery,
• theft,
• glass breakdown,
• leakage of water from installations,
• personal liability.

To which value do you pay the premium?

The premium is paid to the stipulated sum insured, depending on the level of equipment; it can not be lower than the minimum sums defined for flats of various structures (number of rooms).

How much is the premium?

The defined minimum sums insured (shown in the table) for flats of various structures (number of rooms) also define the minimum premium: