Your Business Policy

Risks are inevitable everywhere, even in business. However, they are not a necessity! By choosing the right way of avoiding consequences of risk, you are making the right business move. And success should never be left to chance. What you have invested years of effort, money and time into, is worth every kind of protection.
Keeping this in mind, DDOR has come up with a simple, yet comprehensive insurance package – small investments for significant benefits.

Our business insurance policy offers a number of advantages, including savings.

• One of the main advantages is the opportunity to insure yourself against all key risks, using one policy which encompasses nine individual policies. It provides much simpler administration and easier planning of expenses, at which time-saving is not negligible either.
• The policy offers protection from basic risks, such as fire, equipment breakage, glass breakage, as well as supplementary risks, such as theft and robbery.
• The same policy can insure your employees against consequences of accidents 24 hours a day, including: disability, medical treatment expenses and death as the result of an accident or illness.
• If you are renting premises, you need not insure third party facilities; however you can insure your equipment and investments in them.
• If you are renting premises, you need not insure third party facilities; however you can insure your equipment and investments in them.
• We have prepared additional benefits in the event of arranging several sections of the offered package, as well as on the occasion of concluding a multi-annual contract.

Your Business Policy covers the following risks:

• Section 1 - – fire, pouring out from installations and glass breakage. It is possible to arrange supplementary coverage for flood, torrent and high water levels, as well as breakage of machinery, computers, fiscal cash registers and illuminated advertisements.
• Section 2 - includes insurance against dangers of burglary and robbery of: stocks, equipment, money being handled and money in the money box.
• Section 3 - covers liability insurance towards third persons and property of third persons.
• Section 4 - includes employee insurance against the following risks: disability, medical treatment expenses, death as the result of an accident and death as the result of an illness.

Arranging Section 1 is compulsory. The choice of other sections is voluntary.

The policyholder realizes additional discounts depending on: the agreed number of sections, period covered by the insurance contract and the number of insured locations.